Plan your personal loan better with accurate EMI, interest, and repayment schedule
Monthly EMI: ₹ 0
Total Interest: ₹ 0
Total Repayment: ₹ 0
| Month | Principal | Interest | Balance |
|---|
Most lenders offer personal loan tenures between 12 and 60 months, though some extend up to 120 months depending on the loan amount and your income profile.
If you choose a fixed interest rate, your EMI stays the same for the full tenure. With a floating rate, your EMI can change if the lender's benchmark rate moves.
Yes, most lenders allow prepayment after a lock-in period, usually 12 months. Check your loan agreement for prepayment charges, which are often capped by RBI guidelines for floating-rate loans.
No. All calculations happen instantly in your browser — EasyEMI does not save, transmit, or store the loan amount, interest rate, or tenure you enter.